Thursday, 26 September 2013

THE DECISION YOU MAKE DETERMINE YOUR FUTURE

As more people get strapped for money,fewer of them take the right decision towards sustaining their aspiration mostly due to lack of planning. However what is even more worrying is that even those who have families are not prioritizing savings for their children.
For the last 7 years in marriage,our planning tended not to look into the future, but dealt with situations as they happened with the argument that somehow things will sort themselves out. 
When our son Oscar made three years, we scouted for a school. Unfortunately,we couldn't find one in the neighborhood. We went a head and enlisted our son in one that's several kilometers across town,though it wasn't our aspiration.
For the first year, ew had to endure the hustle of being on the road before 5:30 am to make sure we drop our child but  also make it in time to work before the morning hour rush. It soon became apperant that this decision had a lot of pressure on our budget because tuition alone was taking 755% of our combined income, yet the fuel bills had risen substantially.
 Worse of all, one year later my husband lost the Job. Consequently our son had to be prematurely uprooted from school in bid to cut back on our expenditures. What this decision did to our son and the family as a whole is what inspired me to advise you to have long term view of your finances.
"Any lifestyle that you aspire for should be sustained by a well structured financial plan basing on your earning capacity and an action that will drive you to your dreams".

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